Information for the potential customer and customer by provision of the section 33 of the act No. 186/2009 Coll. on Financial Intermediation and Financial Counselling and on amendments and supplements to certain laws .
Identification data about the mediator of insurance:
Business name: GLOBINS, s.r.o.
Seat: Starorímska 11A, 851 10 Bratislava
Legal form: Private limited liability company
registered in the Business Register of the District Court Bratislava 1.
section: Sro (private unlimited company), insert No.: 91674/B
The GLOBINS, s.r.o. company operates as an independent fiscal agent in the sphere of providing credits and consumer credits, according to the Decision of the National Bank of Slovakia No. ODT-10601/2013-1, dated 14th October 2013, by provision of the act No. 186/2009 Coll. on Financial Intermediation and Financial Counselling and on amendments and supplements to certain laws .
Identification number (IČO): 47 372 427
Tax ID (DIČ): 2023850730
IČ DPH: SK2023850730
- The conditions of a conveyed insurance product and the legal effects of the conclusion of an insurance contract are defined by the assessments of the Civil Code, the insurance contract, by which the given product is settled, insurance conditions and other documents to which such insurance contract refers to.
- By concluding an insurance contract which suject is a conveyed insurance product, the customer will be entitled to an insurance under the terms stated in the insurance contract as well to the obligation to pay a premium in the amount arranged in the insurance contract.
- The insurance company is obliged to respect when providing insurance products the terms specified by the act No. 8/2008 Coll. On Insurance and on amendments and supplements to certain laws, which simultaneously defines the methods and the system of protection against the failure of insurance companies during their executive activities. The activity of the insurance company is supervised by the National Bank of Slovakia (NBS).
- The independent fiscal agent is registered in the register, subregister of insurance or security, subregister of providing credits, list of fiscal agents, managed by the National Bank of Slovakia. The registry number of the fiscal agent is listed on the first page of this register. The data about the fiscal agent can be verified on the internet web page www.nbs.sk.
- The independent fiscal agent does not have a qualified holding of the registered capital or of the voting rights of any insurance company (section 3 letter d) of the act No. 8/2008 Coll. On Insurance and on amendments and supplements to certain laws). Neither has the insurance company nor the person controlling the insurance company a qualified holding of the registered capital or of the voting rights of the fiscal agent (section 3 letter d) of the act No. 8/2008 Coll. On Insurance and on amendments and supplements to certain laws).
- The customer can file a complaint about the performance of financial mediation by the independent fiscal agent in accordance with the valid Complaint Procedure of GLOBINS, s.r.o.. A special regulation modifying out-of-court settlements of disputes resulting from financial mediation of insurance is the act No. 420/2004 Coll. on Mediation and supplements to certain laws or more precisely act No. 244/2002 Coll. on Arbitration as amended.
- The significant requirements of the insurance contract are defined by the regulations of the Civil Code and the insurance contract by which the given product is arranged (in terms of the Civil Code the insurance contract includes especially the amount of the premium, in the case of insurance of individuals the amount of guaranteed premium, the amount of the insurance money, its expiration and whether it is a regular or lump-sum insurance money, term of insurance, statement about the agreement that in case of insurance of individuals the authorized person will share the revenues of the insurer and how, rights and obligations of the insurer, the insured and the person who concludes an insurance contract with the insurer, the amount of cash surrender value paid by the insurer for the early termination of the insurance in the case of insurance of individuals).