Information Obligation

Information for the potential customer and customer by provision of the section 33 of the act No. 186/2009 Coll. on Financial Intermediation and Financial Counselling and on amendments and supplements to certain laws .

Identification data about the mediator of insurance:

Business name: GLOBINS, s.r.o.

Seat: Starorímska 11A, 851 10 Bratislava

Legal form: Private limited liability company 

registered in the Business  Register of the District Court Bratislava 1.

section: Sro (private unlimited company), insert No.: 91674/B

Activity:

The GLOBINS, s.r.o. company operates as an independent fiscal agent in the sphere of providing credits and consumer credits, according to the Decision of the National Bank of Slovakia No. ODT-10601/2013-1, dated 14th October 2013, by provision of the act No. 186/2009 Coll. on Financial Intermediation and Financial Counselling and on amendments and supplements to certain laws .

Identification number (IČO): 47 372 427

Tax ID (DIČ): 2023850730

IČ DPH: SK2023850730

  • The conditions of a conveyed insurance product and the legal effects of the conclusion of an insurance contract are defined by the assessments of the Civil Code, the insurance contract, by which the given product is settled, insurance conditions and other documents to which such insurance contract refers to.
  • By concluding an insurance contract which suject is a conveyed insurance product, the customer will be entitled to an insurance under the terms stated in the insurance contract as well to the obligation to pay a premium in the amount arranged in the insurance contract.
  • The insurance company is obliged to respect when providing insurance products the terms specified by the act No. 8/2008 Coll. On Insurance and on amendments and supplements to certain laws, which simultaneously defines the methods and the system of protection against the failure of insurance companies during their executive activities. The activity of the insurance company is supervised by the National Bank of Slovakia (NBS).
  • The independent fiscal agent is registered in the register, subregister of insurance or security, subregister of providing credits, list of fiscal agents, managed by the National Bank of Slovakia. The registry number of the fiscal agent is listed on the first page of this register. The data about the fiscal agent can be verified on the internet web page www.nbs.sk.
  • The independent fiscal agent does not have a qualified holding of the registered capital or of the voting rights of any insurance company (section 3 letter d) of the act No. 8/2008 Coll. On Insurance and on amendments and supplements to certain laws). Neither has the insurance company nor the person controlling the insurance company a qualified holding of the registered capital or of the voting rights of the fiscal agent (section 3 letter d) of the act No. 8/2008 Coll. On Insurance and on amendments and supplements to certain laws).
  • The customer can file a complaint about the performance of financial mediation by the independent fiscal agent in accordance with the valid Complaint Procedure of GLOBINS, s.r.o.. A special regulation modifying out-of-court settlements of disputes resulting from financial mediation of insurance is the act No. 420/2004 Coll. on Mediation and supplements to certain laws or more precisely act No. 244/2002 Coll. on Arbitration as amended. 
  • The significant requirements of the insurance contract are defined by the regulations of the Civil Code and the insurance contract by which the given product is arranged (in terms of the Civil Code the insurance contract includes  especially the amount of the premium, in the case of insurance of individuals the amount of guaranteed premium, the amount of the insurance money, its expiration and whether it is a regular or lump-sum insurance money, term of insurance, statement about the agreement that in case of insurance of individuals the authorized person will share the revenues of the insurer and how, rights and obligations of the insurer, the insured and the person who concludes an insurance contract with the insurer, the amount of cash surrender value paid by the insurer for the early termination of the insurance in the case of insurance of individuals).   
 

Personal data protection

The information according to the section 15 paragraph 1 of the act No. 122/2013 Coll. on Protection of Personal Data and on amendments and supplements to certain laws (further "act on personal data protection"):

  • The operator of the information system is the company GLOBINS, s.r.o., Starorímska 11A, 851 10 Bratislava, Identification number (IČO): 47372427, registered in the Business Register of the District Court Bratislava 1, Section: Sro (private unlimited company), Insert No.: 91674/B (further "Operator") and the mediator according to the section 8 of the act on protection of personal data and is the entity listed in the Record of financial intermediation as a fiscal agent (mediator).
  • The purpose of processing personal data is financial intermediation by provision of the act No. 186/2009 Coll. on Financial Intermediation and Financial Counselling and on amendments and supplements to certain laws (further "act on financial intermediation").
  • The list of processed personal data without the approval of the data subject is within the consent of the section 31 of the act on financial intermediation: name, surname, permanent address, temporary address, national identity number, date of birth, citizenship, type and number of identifiation document, contact phone number, Fax number, e-mail address and personal data from identification document.
  • Data subjects are especially: customers provided with financial intermediation.
  • The personal data of the customer are provided to third parties.
  •  
  • Notification of data subjects about the third parties who can be provided with their personal data on the ground of commercial treaties made between the Operator and the respective business partner. The Operator informs the customer about the personal data being provided to financial insitutions the Operator collaborates with and which are listed in the section Information obligation.
  • The personal data will not be published.
  • By sending the contact form on this website  you agree to be contacted by the Operator's assistant with the purpose of the use of intermediation services or the solution of a request submitted by you.